MAKE MONEY ON CLICK

MAKE MONEY BY CLICK

Biodiesel

What is bio diesel?
Bio-diesel is the name of a clean burning alternative fuel, produced from domestic, renewable resources. Bio-diesel contains no petroleum, but it can be blended at any level with petroleum diesel to create a bio-diesel blend. It can be used in compression-ignition (diesel) engines with little or no modifications. Bio-diesel is simple to use, biodegradable, nontoxic, and essentially free of sulfur and aromatics.

How is biodiesel made?
Biodiesel is made through a chemical process called transesterification whereby the glycerin is separated from the fat or vegetable oil. The process leaves behind two products -- methyl esters (the chemical name for biodiesel) and glycerin (a valuable byproduct usually sold to be used in soaps and other products).

Is Biodiesel the same thing as raw vegetable oil?

No!
Fuel-grade biodiesel must be produced to strict industry specifications (ASTM D6751) in order to insure proper performance. Biodiesel is the only alternative fuel to have fully completed the health effects testing requirements of the 1990 Clean Air Act Amendments. Biodiesel that meets ASTM D6751 and is legally registered with the Environmental Protection Agency is a legal motor fuel for sale and distribution. Raw vegetable oil cannot meet biodiesel fuel specifications, it is not registered with the EPA, and it is not a legal motor fuel.

For entities seeking to adopt a definition of biodiesel for purposes such as federal or state statute, state or national divisions of weights and measures, or for any other purpose, the official definition consistent with other federal and state laws and Original Equipment Manufacturer (OEM) guidelines is as follows:Biodiesel is defined as mono-alkyl esters of long chain fatty acids derived from vegetable oils or animal fats which conform to ASTM D6751 specifications for use in diesel engines. Biodiesel refers to the pure fuel before blending with diesel fuel. Biodiesel blends are denoted as, "BXX" with "XX" representing the percentage of biodiesel contained in the blend (ie: B20 is 20% biodiesel, 80% petroleum diesel

Why should I use biodiesel?

Biodiesel is better for the environment because it is made from renewable resources and has lower emissions compared to petroleum diesel. It is less toxic than table salt and biodegrades as fast as sugar. Since it is made in the USA from renewable resources such as soybeans, its use decreases our dependence on foreign oil and contributes to our own economy.

Where do I get biodiesel?
Biodiesel is available nationwide. It can be purchased directly from biodiesel producers and marketers, petroleum distributors, or at a handful of public pumps throughout the nation. et

The forest

The forest biome

About 420 million years ago, during the Silurian Period, ancient plants and arthropods began to occupy the land. Over the millions of years that followed, these land colonizers developed and adapted to their new habitat. The first forests were dominated by giant horsetails, club mosses, and ferns that stood up to 40 feet tall.
Life on Earth continued to evolve, and in the late Paleozoic, gymnosperms appeared. By the Triassic Period (245-208 mya), gymnosperms dominated the Earth's forests. In the Cretaceous Period (144-65m mya), the first flowering plants (angiosperms) appeared. They evolved together with insects, birds, and mammals and radiated rapidly, dominating the landscape by the end of the Period. The landscape changed again during the Pleistocene Ice Ages — the surface of the planet that had been dominated by tropical forests for millions of years changed, and temperate forests spread in the Northern Hemisphere.
Today, forests occupy approximately one-third of Earth's land area, account for over two-thirds of the leaf area of land plants, and contain about 70% of carbon present in living things. They have been held in reverence in folklore and worshipped in ancient religions. However, forests are becoming major casualties of civilization as human populations have increased over the past several thousand years, bringing deforestation, pollution, and industrial usage problems to this important biome.
Present-day forest biomes, biological communities that are dominated by trees and other woody vegetation (Spurr and Barnes 1980), can be classified according to numerous characteristics, with seasonality being the most widely used. Distinct forest types also occur within each of these broad groups.
There are three major types of forests, classed according to latitude:

Tropical forest

Tropical forests are characterized by the greatest diversity of species. They occur near the equator, within the area bounded by latitudes 23.5 degrees N and 23.5 degrees S. One of the major characteristics of tropical forests is their distinct seasonality: winter is absent, and only two seasons are present (rainy and dry). The length of daylight is 12 hours and varies little.


Temperature is on average 20-25° C and varies little throughout the year: the average temperatures of the three warmest and three coldest months do not differ by more than 5 degrees.
Precipitation is evenly distributed throughout the year, with annual rainfall exceeding 2000 mm.
Soil is nutrient-poor and acidic. Decomposition is rapid and soils are subject to heavy leaching.
Canopy in tropical forests is multilayered and continuous, allowing little light penetration.
Flora is highly diverse: one square kilometer may contain as many as 100 different tree species. Trees are 25-35 m tall, with buttressed trunks and shallow roots, mostly evergreen, with large dark green leaves. Plants such as orchids, bromeliads, vines (lianas), ferns, mosses, and palms are present in tropical forests.
Fauna include numerous birds, bats, small mammals, and insects.
Further subdivisions of this group are determined by seasonal distribution of rainfall:
evergreen rainforest: no dry season.
seasonal rainforest: short dry period in a very wet tropical region (the forest exhibits definite seasonal changes as trees undergo developmental changes simultaneously, but the general character of vegetation remains the same as in evergreen rainforests).
semievergreen forest: longer dry season (the upper tree story consists of deciduous trees, while the lower story is still evergreen).
moist/dry deciduous forest (monsoon): the length of the dry season increases further as rainfall decreases (all trees are deciduous

Temperate forest
Temperate forests occur in eastern North America, northeastern Asia, and western and central Europe. Well-defined seasons with a distinct winter characterize this forest biome. Moderate climate and a growing season of 140-200 days during 4-6 frost-free months distinguish temperate forests.

Temperature varies from -30° C to 30° C.
Precipitation (75-150 cm) is distributed evenly throughout the year.
Soil is fertile, enriched with decaying litter.
Canopy is moderately dense and allows light to penetrate, resulting in well-developed and richly diversified understory vegetation and stratification of animals.
Flora is characterized by 3-4 tree species per square kilometer. Trees are distinguished by broad leaves that are lost annually and include such species as oak, hickory, beech, hemlock, maple, basswood, cottonwood, elm, willow, and spring-flowering herbs.
Fauna is represented by squirrels, rabbits, skunks, birds, deer, mountain lion, bobcat, timber wolf, fox, and black bear.
Further subdivisions of this group are determined by seasonal distribution of rainfall:
moist conifer and evergreen broad-leaved forests: wet winters and dry summers (rainfall is concentrated in the winter months and winters are relatively mild).
dry conifer forests: dominate higher elevation zones; low precipitation.
mediterranean forests: precipitation is concentrated in winter, less than 1000 mm per year.
temperate coniferous: mild winters, high annual precipitation (greater than 2000 mm).
temperate broad-leaved rainforests: mild, frost-free winters, high precipitation (more than 1500 mm) evenly distributed throughout the year.
Only scattered remnants of original temperate forests remain.

Boreal forest (taiga)
Boreal forests, or taiga, represent the largest terrestial biome. Occuring between 50 and 60 degrees north latitudes, boreal forests can be found in the broad belt of Eurasia and North America: two-thirds in Siberia with the rest in Scandinavia, Alaska, and Canada. Seasons are divided into short, moist, and moderately warm summers and long, cold, and dry winters. The length of the growing season in boreal forests is 130 days.
Temperatures are very low.
Precipitation is primarily in the form of snow, 40-100 cm annually.
Soil is thin, nutrient-poor, and acidic.
Canopy permits low light penetration, and as a result, understory is limited.
Flora consist mostly of cold-tolerant evergreen conifers with needle-like leaves, such as pine, fir, and spruce.
Fauna include woodpeckers, hawks, moose, bear, weasel, lynx, fox, wolf, deer, hares, chipmunks, shrews, and bats.
Current extensive logging in boreal forests may soon cause their disappearance.

Auto Insurance


Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance. To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto insurance premiums while obtaining the coverage that you need, including:

Deductibles
Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.
Discounts
Multi-policy – By insuring your auto and home with ERIE, you will receive a discount on your auto premium as well as your homeowners insurance premium.
Multi-car – If you insure two or more cars with ERIE and they are owned and used by the individual and/or relatives living in the same house, you receive a discount.
Driver-related Discounts

Good drivers who have no accidents or violations receive the most competitive rates, but there are other factors that can reduce your premiums even further, including:

Passive restraints – If your vehicle is equipped with factory-installed automatic seat belts or air bags, you will receive a discount on the medical payments or personal injury protection portion of your premium.

Anti-theft devices – You may receive a discount on the comprehensive portion of your premium if your vehicle has active or passive anti-theft devices.
Anti-lock brakes – Vehicles with factory-installed anti-lock brake systems on all four wheels are eligible for this discount that applies to the bodily injury and property damage coverages.